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Gap Cap assists small business with unsecured finance options with flexible repayment terms for amounts ranging from $500 – $250,000. The terms of the loans can be anywhere between a few months or over a year if necessary.

Once you have completed the online application form, loans may be approved within 1 business day *Terms and conditions Apply*

Once we have approved your application, expect the funds to be deposited into your account within a few days. If you require urgent assistance, you can contact our team to work out a solution.

Gap Cap also offers cash advance assistance for business either in the form of a lump sum payment or a variety of business loan structures. For more information please contact the friendly team at Gapcap.

  • Business has been operating/trading for at least 6 months
  • Minimum business turnover of at least $10,000 monthly
  • 100 points of Id
  • Proof of business details

Note: Additional information may be required if so a friendly Gapcap staff member will be in contact to discuss the requirements.

We do not charge for our loan applications. Our solutions are completely obligation-free. You can commit once you are prepared.

Our services are accessible to all businesses from all industries. We have been helping many Australian businesses to successfully grow through the years.

Our funding solutions can be used for a variety of purposes. Some of the ways our customers use their loans include to: improve cash flow, renovate business, pay expenses, purchase stock, market brand, upgrade equipment and manage TAX or BAS payments etc.

We are an alternative lender in Australia that provides small businesses easy access to funding. we have both flexible loan terms and rates to fulfill the needs of small and medium enterprises whether it be rejuvenating their existing operations or expansion and development. We have a pool of expert professionals that provide the best solutions to our clients.

The smarter way to finance your business
Apply in minutes

Grow your business and manage your cash flow with fast, easy access to finance. Get fast application and decision, total repayment amount detailed up front, and funding possible in 24 hours*. Trusted by thousands of Australian small businesses.

Free to apply, no obligation. All you need is:

  • Trading for at least 6 months
  • Minimum $6K/month revenue
  • Use for any business purpose

* Standard credit approval criteria and terms and conditions apply.