Champion of Small Business

At Gapcap we understand the importance of working capital to small businesses. Hence, we have created a system, which provides small business owners access to fast funding and business loan options, at the click of a button.

Our Services

To improve small businesses Australia wide

Fast

Funding

Get access to working capital fast.

Flexible

Finance

No need for financial statements, so long as you fit the trading and revenue requirements.

Minimal

Paperwork

You can simply apply online with minimum paperwork.

Trusted by businesses

and investors

We only do business lending, and have tailored our service to give you the best experience possible.

Years of

Experience

We are industry experts that have supported small businesses throughout the years.

First Class

Service

Our expertise and system ensure that we deliver excellent service.

Financial

Modeling

We believe that small businesses need a financial structure to grow.

Premium

Solutions

We specialise in tailoring finance solutions to meet the needs of small business.

The smarter way to finance your business

Apply in minutes

Grow your business and manage your cash flow with fast, easy access to finance. Get fast application and decision, total repayment amount detailed up front, and funding possible in 24 hours*. Trusted by thousands of Australian small businesses.

Free to apply, no obligation. All you need is:

Trading for at least 6 months
Minimum $6K/month revenue
Use for any business purpose

* Standard credit approval criteria and terms and conditions apply.

Step 1 of 5

20%

Applicant 1
Name*
First Name Last Name
Phone*
Email*
Date of Birth*
Driver License/Passport Number*

Home Address*
Address City State Post code
Applicant 2 (if applicable)*
- Yes
- No
Applicant 2
Applicant 2 Name*
First Name Last Name
Applicant 2 Phone*
Applicant 2 Email*
Applicant 2 Date of Birth*
Driver License/Passport Number
Applicant 2 Home Address*
Address City State Post code

We provide small businesses

loans to ensure our clients

are able to stand out from the crowd.

Apply Now

Our Stories

Testimonials from our customers

John Clarke

Melbourne

"Financing is not always easy to get. Thanks to Gapcap, we found a way to ensure capital flow without the time constraint. It's fast, efficient and smart."

Adam Franklin

Perth

"What I like about Gapcap is that their requirements don’t bog down small businesses like ours. Their team works fast that you won't have to worry about your loan application getting forgotten or untouched. Thanks to Gapcap, we were able to manage urgent expenses just as quickly."

Fabio Milano

Sydney

"We never knew that funding could come so easy especially when it comes to business capital. Gapcap helped process our business loan needs without all the trouble that you go through with normal bank loans. After our application, we spoke to their team and the rest is history."

Apply for a small business loan in minutes, not hours.

Apply Now

“The most successful businesses have an idea for the future that’s very different from the present. Investment helps to get you to where you want to be.”