Champion of Small Business

At Gapcap we understand the importance of working capital to small businesses. Hence, we have created a system, which provides small business owners access to fast funding and business loan options, at the click of a button.

Our Services

To improve small businesses Australia wide



Get access to working capital fast.



No need for financial statements, so long as you fit the trading and revenue requirements.



You can simply apply online with minimum paperwork.

Trusted by businesses

and investors

We only do business lending, and have tailored our service to give you the best experience possible.

Years of


We are industry experts that have supported small businesses throughout the years.

First Class


Our expertise and system ensure that we deliver excellent service.



We believe that small businesses need a financial structure to grow.



We specialise in tailoring finance solutions to meet the needs of small business.

The smarter way to finance your business
Apply in minutes

Grow your business and manage your cash flow with fast, easy access to finance. Get fast application and decision, total repayment amount detailed up front, and funding possible in 24 hours*. Trusted by thousands of Australian small businesses.

Free to apply, no obligation. All you need is:

  • Trading for at least 6 months
  • Minimum $6K/month revenue
  • Use for any business purpose

* Standard credit approval criteria and terms and conditions apply.

Our Stories

Testimonials from our customers
John Clarke

John Clarke


"Financing is not always easy to get. Thanks to Gapcap, we found a way to ensure capital flow without the time constraint. It's fast, efficient and smart."

Adam Franklin

Adam Franklin


"What I like about Gapcap is that their requirements don’t bog down small businesses like ours. Their team works fast that you won't have to worry about your loan application getting forgotten or untouched. Thanks to Gapcap, we were able to manage urgent expenses just as quickly."

Fabio Milano

Fabio Milano


"We never knew that funding could come so easy especially when it comes to business capital. Gapcap helped process our business loan needs without all the trouble that you go through with normal bank loans. After our application, we spoke to their team and the rest is history."

Apply for a small business loan in minutes, not hours.

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